Zero balance transfer credit cards are ideal for people who want to transfer the balances of other cards onto their new credit card. With zero balance, you do not have to worry about the accruing interest as long as you keep up the minimum payments on your zero balance transfer credit cards. It is a great way to eliminate any high interest rate cards and balances that you currently have.

Many of the 0% balance transfer credit cards are promotional offers from the credit card companies. If you have good credit, you are more eligible to receive these offers and be approved for one of these cards. There are many companies out there willing to give you these 0% balance transfer credit cards. Here are some of the more popular credit card companies offering this type of deal.

* The Citi Forward Card offers a 0% annual percentage rate for balance transfers for up to six months. In addition, you may also qualify 0% financing on purchases and a $100 sign-up bonus.
* Discover’s More Card is a 0% balance transfer credit card that is good for up to 12 months. There is also a one-time 3% transfer fee.
* The Chase Freedom Card is available for qualified customers and it offers 0% interest on balance transfers and on purchases for up to 12 months. You also get a $50 cash back offer following your first purchase with the card.
* Discover’s Escape Card has a 3% fee for balance transfers, but it offers 0% interest for six months on balance transfers and purchases.
* The Disney Rewards Visa Card from Chase is a popular option as a 0% balance transfer credit card. You get a $15 bonus just for signing up for the card and a 0% interest rate for a year. Purchases are also interest-free for a year and you can charge your Disney vacation packages at 0% interest for six months while building up cash rewards for Disney Dollars.

Before deciding on which 0% balance transfer credit cards are best for your financial needs, consider the fee that the company is going to charge you for the interest-free balance. In some cases, the 0% does not make up for the cost of the fee. For instance, if you are transferring a large amount to your 0% balance transfer credit cards, you could be paying more if the company charges you a 3% fee than you would be paying in interest for the first year on your card’s balance. However, if you can find a 0% balance card that does not charge a fee, you really have nothing to lose. Take out your calculator and do the homework before choosing the best 0% balance transfer credit cards for you so you can make the most informed decision about your finances.