As rates are dropping by the day, it may be wise to try to lock into a rate like this for the long haul. See other rates below.

USAA Federal Savings Bank is a diverse company that has a history in insurance for the military. It started in 1922 and has diversified its interests over the years and currently has 7.2 members. USAA continues to have superior insurance ratings from A.M. Best, Moody’s Investor Service, and Standard & Poors. USAA Federal Savings Bank in San Antonio has a 5 star “superior” rating with Bauerfinancial based on December 31, 2009 financial information. It is FDIC insured. The phone number is 1-800-531-USAA(8722), 24 hours a day, 7 days a week.

Eligibility for Membership:
1. Active, retired US military
2. Officer candidates in Academy, ROTC, OCS/OTS
3. Adult children of USAA members who have or have had a USAA auto policy or property insurance policy.
4. Widows and widowers of USAA members who have or had a USAA auto or property insurance policy.

Other USAA Fixed CD Rates:
5 year fixed = 3.25% APY
2 year fixed = 2.05% APY
18 month fixed = 1.90% APY
Minimum Deposit and Balances Apply

Adjustable CD Rates:
3 year = 1.50% APY
4 year = 1.75% APY
5 year = 2.16% APY
Minimum Deposit and Balances Apply

Variable CD Rates:
182 day = 0.81% APY
1 Year = 1.03% APY
Minimum Deposit and Balances Apply

Disclaimer:
This information is posted for the individual consumer and was accurate at the time of writing, but since rates can change at any time, we recommend you contact the institution before investing.