If you have not had any type of account with TCF Bank, headquartered in Minnesota, in the last 90 days, you can open a checking account and receive $50 within the first 30 days of opening the account. In addition to this, the bank will add $25 for every friend that you refer that also opens an account. This offer was valid as of my speaking to a representative 2/25/10.

On the TCF.com website you will find the coupon that must be mailed for referring a friend to get an additional $25. The coupon needs to have your name and account number on it. It has to be mailed to TCF. 801 Marquette St. Minneapolis, MN 55402.

A new account can be applied for at their on-line website with a Government issued ID such as a drivers license. You need $25 to open the account. You will also be required to order checks for the account which are free for students or customers 50 years of age or older. You do have to pay 7.95 for the shipping of the checks.

You also must maintain a daily balance of at least $500 or have a direct deposit of at least $100 every month to avoid a monthly fee of 9.95. You are also required to keep the account open for at least 45 days or they will charge you a early closing fee of $30.

TCF National Bank is headquartered in Wazapa Minnesota and was given three and one half stars for rating by bauerfinancial with 5 stars being the possible highest rating bauerfinancial gives.

Disclaimer:
This post is made available to individual consumers. Although we have done our best to represent the facts, TCF may change their requirements for opening the above account at any time. We are not liable for the accuracy of additional posts or links, nor can we control third party information. Please visit the tcf.com website or call before setting up your account. They have customer service representatives available 7 days a week.

TCF Banks are affiliated with TCF Financial Corporation, a financial holding corporation based in Minnesota. They have 443 banking offices in Minnesota, Illinois, Michigan, Colorado, Wisconsin, Indiana, Arizona, and South Dakota.