SmartyPig CD Rates And Savings Accounts

Categorized under: CD Rates

SmartyPig is Offering a 2.01% APY on Savings Accounts. SmartyPig is strictly online banking and is held by West Bank of Iowa. Although you can find them at smartypig.com, it is difficult to get the details at the website. Go to the bottom of their webpage and clicking on “sitemap” was the only way I found would open up more details, but even then, I could not find them all listed. I could not find phone numbers on the site.

West Bank of Iowa is located in Des Moines and their phone number is 515-222-2300. They have an Eastern Iowa phone number of 319-351-4121. Or call tollfree at 800-810-2301. The West Bank of Iowa Website can be frustrating as well because you cannot open it up without a zip code. Go to westbankiowa.com, then put in DesMoines zip of 50266 to get into the site.

By using a zip code of 50266, I was able to pull up CD rates effective 3/22/10.
90 day = 0.35% APY
182 day = 0.75% APY
12 month = 1.25% APY
18 month = 1.40% APY
24 month = 1.50% APY
30 month = 1.70% APY
36 month rate riser = 2.00% APY
48 month = 2.40% APY
60 month = 3.00% ApY

West Bank is headquartered in Des Moines, Iowa and has a 3 1/2 star rating from bauerfinancial from 12/31/09 financial data. West Bank FDIC certification #15614. They have 4 locations in Des Moines, and 12 total offices in the state of Iowa.

Disclaimer
This information is meant for the individual consumer and does not guarantee accuracy at the time of your reading. Please contact the financial institution directly for more details.

Comments

  1. The deal does come with a catch as you are restricted to four withdrawals during the initial 12month period.


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