Financial News | Bank Rates | Credit Card Reviews | Debt Management

It is more important than ever to deal with financially secure banks. We still need the best interest rates at the same time. While the FDIC does guarantee that Bank CD investments are safe, it doesn’t hurt to do a little research and find the banks that are the most sound financially right now.
While the below list is not for the best CD rates in Iowa, it could be considered a safe list of [...]

With so much uncertainty, you may feel comfortable locking in only with the shortest term rates. Below is a list of some of the most competitive APYs as of the first week of April.
These banks are listed in no particular order. If you have any banks which you would like to add to this list, please do so in the comment section below. If you would like to inform us of changes on any [...]

This is a quick look of the highest current APY rates I could find for fans of the 2 year CD. These rates were in effect in the first week of April. The following list is in no particular order, and may not reflect every rate possible. If there are any you would like to add to the list, please do so in your comments.
Wings Financial/share = 2.42%
Alliant CU/24-35 mo = 2.25%
USAA = 2.26%
Country Bank [...]

Joining this CU depends on where you work in the US. The website lists all the companies in the US that are members. Below is a list of the various lengths of investment for their CD rates. Obviously the highest is the 5 year, but even the 12 month rate is competitive in the current market.
You can see the list below starting from lowest to highest.
DreamBuilder 6 Mo Certificate/min $100 Dep = 1.00% APY
Savings & [...]

Looking back on the past few weeks of bank rates we will cover CD rates from various banks from the last month. Remember that these rates are subject to change and are good as of 4/2/10.
Northstar Bank of course as of right now is providing a 1 year CD at 1.45% APY which is about average.
Visions FCU had a slightly better CD rates at 2.02% APY for 12 months. They are based in New [...]

Northstar bank has a decent 5 year rate which you may want to look at. The following list will provide Rates on CDs Current as of March 30, 2010 for shorter terms as well.
5 year = 2.75% APY
4 year = 2.50% APY
3 year = 2.10% APY
30 month = 2.00% APY
18 month = 1.60% APY
1 year = 1.45% APY
6 month = 1.10% APY
3 month = .75% APY
1 month = .40% APY
Northstar Bank has a 4 star [...]

If you are living in New York and are looking for a good Credit Union to get a decent rate on a Regular or IRA CD, you should check out Visions Federal Credit Union.
5 year = 3.565 APY
3 1/2 year = 3.05% APY
2 /2 years to 41 Month = 2.28% APY
32 Month IRA Super saver 3.05% = 3.05% APY
15 month = 2.53% APY
1 year to 29 month = 2.02% APY
6-11 month =1.41% APY
91 day = [...]

Check out the Lomto membership which is open to people who live, work, worship, or attend school in the area or have existing family members who are members here.
Also-Member Share Certificate Rates are:
6 month = 1.40% APY
1 year = 2.06% APY
2 year = 2.52% APY
3 year = 2.83% APY
4 year = 3.24% APY
5 year = 3.55% APY
LOMTO stands for The League of Mutual Taxi Owners. LOMTO Credit Union is located in Woodside, New York. Their [...]

SmartyPig is Offering a 2.01% APY on Savings Accounts. SmartyPig is strictly online banking and is held by West Bank of Iowa. Although you can find them at smartypig.com, it is difficult to get the details at the website. Go to the bottom of their webpage and clicking on “sitemap” was the only way I found would open up more details, but even then, I could not find them all listed. I could not find [...]

If you live in or around Scottsdale, then you might want to check out Goldwater Bank which is offering a 2.86% APY on 5 Year CDs right now. You can see the rates below for other rates depending on the amount of time invested.
As of March 24, 2010, these CD rates are current. Minimum deposit is $50,000.
5 Year = 2.86% APY
3 Year = 2.34% APY
24 Month = 2.01% APY
18 Month = 1.78% APY
15 Month = [...]