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SmartyPig is Offering a 2.01% APY on Savings Accounts. SmartyPig is strictly online banking and is held by West Bank of Iowa. Although you can find them at smartypig.com, it is difficult to get the details at the website. Go to the bottom of their webpage and clicking on “sitemap” was the only way I found would open up more details, but even then, I could not find them all listed. I could not find [...]

If you live in or around Scottsdale, then you might want to check out Goldwater Bank which is offering a 2.86% APY on 5 Year CDs right now. You can see the rates below for other rates depending on the amount of time invested.
As of March 24, 2010, these CD rates are current. Minimum deposit is $50,000.
5 Year = 2.86% APY
3 Year = 2.34% APY
24 Month = 2.01% APY
18 Month = 1.78% APY
15 Month = [...]

Pacific Resource Credit Union in California is Offering 3.55% APY on Checking account. For this particular deal, there is that there is no minimum balance, no fees, and free on-line banking with this offer. To become a member you need to fill out a membership application and pay $5.
Qualifications:
10 debit card transactions per cycle
eStatement required
1 direct deposit or ACH auto debit per cycle
Call 1-800-276-6024
Locations:
Bunker Hill Branch Carson Branch
333 [...]

Recently a friend of mine made a bad investment in internet real estate which ended badly. For him it meant losing about $7000 dollars he never really had. The return on investment would have paid itself off within about 9 months if things went smoothly, and this is what he was counting on, but instead it ate a hole in his pocket book, and caused quite a bit of anxiety and frustration.
Can a lesson be [...]

For those interested in the latest bank CD rates, following is a compiled and monthly updated list of some of the best deals from banks across the United States.
2.00% 2-Year No-Penalty CD at Virginia Heritage Bank – 3/16/10
United Heritage Credit Union in Texas CD @ 2.30% APY 15-month CD – 3/16/10
2.00% 11-Month CD at First Citizens Bank in California – 3/14/10
We will always be adding to this list. If you have any recent CD rates [...]

Make sure you have promo code when opening an account as a new customer. Promo extended to March 31, 2010. This no-fee checking account only requires $50 to open and has over 1,900 ATM locations. You can apply on-line or over the phone to get their promo offer.
Please see requirements below.
$50 to open a account
New customer only
Must have 2 direct deposits to new account within 60 days OR make 3 on-line bill payments
100.00 is deposited [...]

Doral Bank Direct is Offering a simple 1.90% APY on their one year CD. This is not the best rate out there, but is pretty comparable to the rates we have seen currently with the market.
Below is a list of current CD rates, and the amount of time your money is invested for the best return.
As of 3/15/10 additional offers by Doral are:
1.25% APY on 6 month CD
1.40% APY on 9 month CD
1.90% APY on [...]

New England Credit Union is Offering 4.10% APY on Rewards Checking. With no minimum balance requirement and an allowance of up to $15,000 balance, this rate is hard to beat right now. Does it sound too good to be true? It is true. ATM refunds also apply to this account.
Requirements:
1. Make 12 cleared debit card transactions with your rewards checking account
2. Set-up one direct deposit or ACH auto debit to your high interest checking account.
3. [...]

With the continued increase in bank defaults, bank with peace of mind through the Pentagon Federal Credit Union. Here are their latest rates on Money Market accounts. The 7 year looks the most attractive with the highest rate. Please see other articles on CD rates and Savings accounts for information on those rates, or check with a local PFCU rep to get the latest rates.
These APY rates are accurate as of 3/6/10.
7-Year = 3.75%
5-Year = [...]

As rates are dropping by the day, it may be wise to try to lock into a rate like this for the long haul. See other rates below.
USAA Federal Savings Bank is a diverse company that has a history in insurance for the military. It started in 1922 and has diversified its interests over the years and currently has 7.2 members. USAA continues to have superior insurance ratings from A.M. Best, Moody’s Investor Service, and [...]